%PDF-1.6
%
1 0 obj
<>
endobj
42 0 obj
<>stream
08-20-2008
eCopy, Inc
08-20-2008
eCopy, Inc
2010-08-11T10:05:07-04:00
2010-08-11T10:05:07-04:00
application/pdf
uuid:28b7251b-f4f1-4158-88e3-d211097f1916
uuid:8b3fa429-f7d4-4505-86ef-84a26c1d978e
endstream
endobj
21 0 obj
<>/Encoding<>>>>>
endobj
2 0 obj
<>
endobj
3 0 obj
<>/Font<>/ProcSet[/PDF/Text/ImageB]/ExtGState<>>>/Type/Page>>
endobj
10 0 obj
<>/Font<>/ProcSet[/PDF/Text/ImageB]/ExtGState<>>>/Type/Page>>
endobj
63 0 obj
<>stream
q
1 0 0 1 -0.0000305 0 cm
0 0 612 790.8 re
W n
q
0.9089508 0 0 0.9089508 27.8603973 36 cm
0 0 612 790.8 re
W n
q
0 0 0 rg
612.0014773 0 0 790.8019104 0 0 cm
/Im0 Do
Q
1.1001696 0 0 1.1001696 -30.6511273 -39.6061038 cm
BT
/T1_0 5 Tf
3 Tr 0.909 0 0 0.909 45.7486 742.3656 Tm
(4.-~ ~)Tj
/T1_1 9.56 Tf
62.64 -69.84 Td
(address\) the risk offsets.)Tj
/T1_1 9.96 Tf
-0.48 -22.08 Td
(4. Comprehension. There have bes~ occasions where PL has been unable and\
/or unwiling to)Tj
/T1_1 9.9 Tf
0.48 -11.04 Td
(c\374mprehend key risk issues. One recent example is two partcular aspec\
ts on the recent)Tj
/T1_1 9.86 Tf
0 -13.2 TD
(\(unapproved\) subprime loan amount changes. One issue was the appraisal\
process. A second, and)Tj
/T1_2 11.09 Tf
0 -9.12 TD
(separate issue, was the distribution of propert prices in each market PL\
keep collapsing these two)Tj
/T1_1 9.79 Tf
0 -10.8 TD
(distinct issues into one despite my repeated emails and conversations wi\
th them)Tj
/T1_1 9.81 Tf
-17.52 -22.32 Td
(Aside from issues around the guideline process, we stil need to discuss \
the risk vision l sent to you to)Tj
-0.24 -11.04 Td
(determine where we're not aligned. Thanks very much.)Tj
/T1_2 9.98 Tf
401.28 -565.68 Td
(JPM000184)Tj
/T1_1 6.41 Tf
-17.52 -18.24 Td
(R Confidential Treatment)Tj
/T1_2 6.76 Tf
4.56 -0.72 Td
(equested by John M M)Tj
/T1_1 7.56 Tf
53.76 -5.52 Td
(C Urry)Tj
ET
Q
Q
q
1 0 0 1 448.8430176 36 cm
/GS0 gs
/Fm0 Do
Q
endstream
endobj
61 0 obj
<>
endobj
14 0 obj
<>
endobj
15 0 obj
<>
endobj
16 0 obj
<>
endobj
13 0 obj
<>/Height 3295/eCpyColor[0 0 0]/Type/XObject/Decode[0 1]>>stream
w߸"38x&$կ |w}+ :N6_IK UMUj
*n{l=[K`v-uw>]Y;BB҂%~m4i0a탥]TApӅ;$ JP^ Ё3G8z7,b]6:7M6546S}je!tߘm7wh?kkz1ukoiV6M鰕~_vSx⸦0ڬ?m%a{aKa J`iMEp!olW_d []v"""ar0M hl(K֣l(d،DvJh4AEI'kjWkg`vL(22Ģ|8gI-'AޟuEM&
h;i"?IVNf22'eJ"V
uMq&4a4̈́Aݢ)$ D!(S<6) \d
#c:D(GΆiݹ`P&R;}+N"+}Ipn>h.rYn4F;h< wXN, q 4C8C
$4@akKtE%Y"nEơ#SitMp@cD,ӻON5[S/5pm'kIt]U6/
Nդm&KAENR.dȳ/%JKKKI/kٙZkP\m-W^az w'zo}S{jmRo_a a| }&ګ
'i&a44mUt>$N/뱱JՊՎدcv80
(iwa["7a];tUk6O^kkV_q[
oN0+$]鶵km^TtCRł
4U^Aka L QVtK+dt C 0K
l5m}TV8X6Q" 4Xa4
M4""""" 8Dcv,*{~k{
)bb
mQ(B""""F `4 vj -5T[Xw-.Ha#&ATC zdNȑ}B!ga["""""""""""$f"""""4#2,mtE"wcJ;5c"M U4P@S2%? ̖"}+oT㆒lȪMdm_Xm=ȳ2̆S$@ꭧl3l̚6gR!jOFHgD{5HTe"k맶Aa@
P&aA4D